{"id":558,"date":"2022-10-01T08:28:15","date_gmt":"2022-10-01T06:28:15","guid":{"rendered":"https:\/\/metroextra.cz\/?p=558"},"modified":"2022-10-01T08:28:16","modified_gmt":"2022-10-01T06:28:16","slug":"do-noveho-skolniho-roku-s-nizsim-kapesnym-inflace-utoci-i-na-penezenky-deti","status":"publish","type":"post","link":"https:\/\/metroextra.cz\/?p=558","title":{"rendered":"<strong>Do nov\u00e9ho \u0161koln\u00edho roku s&nbsp;ni\u017e\u0161\u00edm kapesn\u00fdm. Inflace \u00fato\u010d\u00ed i na pen\u011b\u017eenky d\u011bt\u00ed<\/strong>"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Vysok\u00e1 inflace neovliv\u0148uje pouze dosp\u011bl\u00e9, ale tak\u00e9 jejich potomky. 88 % d\u011bt\u00ed dostane od rodi\u010d\u016f bu\u010fto ni\u017e\u0161\u00ed kapesn\u00e9 kv\u016fli nutnosti dom\u00e1cnost\u00ed \u0161et\u0159it, nebo ho dostane ve stejn\u00e9 v\u00fd\u0161i, ale nekoup\u00ed si za n\u011b to, co d\u0159\u00edv. Jen 12 % rodi\u010d\u016f pl\u00e1nuje d\u011btem kapesn\u00e9 zv\u00fd\u0161it, aby jim zachovali standard, na kter\u00fd jsou zvykl\u00e9.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vysok\u00e9 ceny potravin i energi\u00ed vedou n\u011bkter\u00e9 \u010desk\u00e9 rodi\u010de k&nbsp;nutnosti \u0161et\u0159it tak\u00e9 na kapesn\u00e9m sv\u00fdch d\u011bt\u00ed. Je\u0161t\u011b v&nbsp;lo\u0148sk\u00e9m roce dost\u00e1valo podle pr\u016fzkumu \u010cesk\u00e9 bankovn\u00ed <a href=\"https:\/\/cbaonline.cz\/deti-a-kapesne-2021\">asociace<\/a> kapesn\u00e9 73 % d\u011bt\u00ed. Podle \u010dervencov\u00e9ho pr\u016fzkumu UniCredit Bank v\u0161ak letos dost\u00e1v\u00e1 kapesn\u00e9 m\u00e9n\u011b d\u011bt\u00ed, a to o 10 procentn\u00edch bod\u016f (63 %).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"502\" src=\"https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/JEDNA-1024x502.png\" alt=\"\" class=\"wp-image-559\" srcset=\"https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/JEDNA-1024x502.png 1024w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/JEDNA-300x147.png 300w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/JEDNA-768x377.png 768w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/JEDNA-696x341.png 696w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/JEDNA-1068x524.png 1068w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/JEDNA-856x420.png 856w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/JEDNA-324x160.png 324w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/JEDNA-533x261.png 533w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/JEDNA.png 1109w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Pr\u016fzkum UniCredit Bank ukazuje, \u017ee v\u00edce ne\u017e t\u0159i \u010dtvrtiny rodi\u010d\u016f z t\u011bch, kte\u0159\u00ed d\u00e1vaj\u00ed d\u011btem kapesn\u00e9, pl\u00e1nuje d\u00e1vat d\u011btem kapesn\u00e9 ve stejn\u00e9 v\u00fd\u0161i jako doposud, jeho re\u00e1ln\u00e1 hodnota v\u0161ak vlivem inflace kles\u00e1. Ka\u017ed\u00fd des\u00e1t\u00fd rodi\u010d (11 %) pak d\u011btem kapesn\u00e9 dokonce sn\u00ed\u017e\u00ed, n\u011bkter\u00e9 d\u011bti tedy na inflaci doplat\u00ed dvojn\u00e1sobn\u011b \u2013 kapesn\u00e9 se jim zmen\u0161\u00ed nomin\u00e1ln\u011b a inflace jim ukroj\u00ed i \u010d\u00e1st re\u00e1ln\u00e9 hodnoty pen\u011bz. Na druh\u00e9 stran\u011b stoj\u00ed rodi\u010de, kte\u0159\u00ed v&nbsp;reakci na inflaci d\u011btem kapesn\u00e9 zv\u00fd\u0161\u00ed, je jich v\u0161ak jen 12 %. D\u011bti t\u011bchto rodi\u010d\u016f se pak mohou t\u011b\u0161it na vy\u0161\u0161\u00ed kapesn\u00e9, kter\u00e9 jim bude v pr\u016fm\u011bru zv\u00fd\u0161eno nej\u010dast\u011bji o \u010d\u00e1stku do 100 K\u010d (41 % d\u011bt\u00ed).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dv\u011b t\u0159etiny d\u011bt\u00ed dost\u00e1vaj\u00ed kapesn\u00e9 alespo\u0148 z\u010d\u00e1sti automaticky, bu\u010f bez spln\u011bn\u00ed jak\u00fdchkoliv podm\u00ednek, nebo maj\u00ed ur\u010ditou v\u00fd\u0161i kapesn\u00e9ho automaticky a \u010d\u00e1st po spln\u011bn\u00ed n\u011bjak\u00e9 podm\u00ednky. T\u0159i z&nbsp;10 d\u011bt\u00ed pak mus\u00ed bez v\u00fdjimky splnit n\u011bjakou podm\u00ednku, nap\u0159\u00edklad se pod\u00edlet na chodu dom\u00e1cnosti, aby kapesn\u00e9 dostaly. Odborn\u00edci p\u0159itom doporu\u010duj\u00ed, aby si d\u00edt\u011b dom\u00e1c\u00ed pr\u00e1ci vybralo samo, nam\u00edsto aby mu rodi\u010d p\u0159id\u011blil n\u011bco, co s\u00e1m nechce d\u011blat. Pozitivn\u00ed motivace v\u017edy funguje l\u00e9pe.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"439\" src=\"https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/dva-1024x439.png\" alt=\"\" class=\"wp-image-560\" srcset=\"https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/dva-1024x439.png 1024w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/dva-300x129.png 300w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/dva-768x329.png 768w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/dva-696x298.png 696w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/dva-1068x458.png 1068w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/dva-980x420.png 980w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/dva.png 1192w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00fd\u0161e kapesn\u00e9ho se li\u0161\u00ed podle v\u011bku d\u00edt\u011bte a jeho pot\u0159eb. Zat\u00edmco mlad\u0161\u00ed d\u011bti si kupuj\u00ed p\u0159ev\u00e1\u017en\u011b sladkosti a hra\u010dky, \u017e\u00e1ci st\u0159edn\u00edch \u0161kol kapesn\u00e9 pou\u017e\u00edvaj\u00ed tak\u00e9 na n\u00e1kup videoher nebo oble\u010den\u00ed, kter\u00e9 mlad\u0161\u00edm d\u011btem kupuj\u00ed rodi\u010de.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Podle pr\u016fzkumu \u010cesk\u00e9 bankovn\u00ed <a href=\"https:\/\/cbaonline.cz\/deti-a-kapesne-2021\">asociace<\/a> d\u011bti p\u0159ed\u0161koln\u00edho v\u011bku dost\u00e1vaj\u00ed maxim\u00e1ln\u011b stokorunu na m\u011bs\u00edc, mlad\u0161\u00ed \u017e\u00e1ci dost\u00e1vaj\u00ed v pr\u016fm\u011bru 130 K\u010d m\u011bs\u00ed\u010dn\u011b a star\u0161\u00ed d\u011bti pak 280 K\u010d.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"562\" src=\"https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/tri-1024x562.png\" alt=\"\" class=\"wp-image-561\" srcset=\"https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/tri-1024x562.png 1024w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/tri-300x165.png 300w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/tri-768x422.png 768w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/tri-696x382.png 696w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/tri-765x420.png 765w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/tri.png 1049w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"572\" src=\"https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/ctyri-1024x572.png\" alt=\"\" class=\"wp-image-562\" srcset=\"https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/ctyri-1024x572.png 1024w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/ctyri-300x168.png 300w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/ctyri-768x429.png 768w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/ctyri-696x389.png 696w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/ctyri-751x420.png 751w, https:\/\/metroextra.cz\/wp-content\/uploads\/2022\/10\/ctyri.png 1043w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Je \u010d\u00edm d\u00e1l popul\u00e1rn\u011bj\u0161\u00ed d\u00e1vat d\u011btem kapesn\u00e9 nejen v&nbsp;hotovosti, ale tak\u00e9 na jejich vlastn\u00ed \u00fa\u010det. Na n\u011bm mohou rodi\u010de nastavit limity pro v\u00fdb\u011br hotovosti i pro platby na internetu, co\u017e m\u016f\u017ee krom\u011b v\u011bt\u0161\u00ed bezpe\u010dnosti pen\u011b\u017en\u00edch operac\u00ed pomoci pr\u00e1v\u011b s&nbsp;u\u0161et\u0159en\u00edm v\u011bt\u0161\u00ed \u010d\u00e1stky. D\u011btsk\u00fd \u00fa\u010det u UniCredit Bank mohou rodi\u010de zalo\u017eit d\u011btem do 15 let, potomci star\u0161\u00ed 8 let pak mohou m\u00edt vlastn\u00ed platebn\u00ed kartu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>O pr\u016fzkumu<\/strong>\u202f&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pr\u016fzkumu na t\u00e9ma kapesn\u00e9 se \u00fa\u010dastnilo 1027 respondent\u016f z&nbsp;\u010cesk\u00e9 republiky. UniCredit&nbsp;Bank\u202fv \u010dervenci 2022 oslovila\u202fprost\u0159ednictv\u00edm online dotazov\u00e1n\u00ed rodi\u010de d\u011bt\u00ed do 18 let. Pr\u016fzkum realizovala v\u00fdzkumn\u00e1 agentura IPSOS.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kontakt:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Petr Plocek, tiskov\u00fd mluv\u010d\u00ed UniCredit Bank&nbsp;Czech Republic and Slovakia<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">e-mail: <a href=\"mailto:petr.plocek@unicreditgroup.cz\">petr.plocek@unicreditgroup.cz<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">tel: +420 606&nbsp;694&nbsp;156<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vysok\u00e1 inflace neovliv\u0148uje pouze dosp\u011bl\u00e9, ale tak\u00e9 jejich potomky. 88 % d\u011bt\u00ed dostane od rodi\u010d\u016f bu\u010fto ni\u017e\u0161\u00ed kapesn\u00e9 kv\u016fli nutnosti dom\u00e1cnost\u00ed \u0161et\u0159it, nebo ho dostane ve stejn\u00e9 v\u00fd\u0161i, ale nekoup\u00ed si za n\u011b to, co d\u0159\u00edv. Jen 12 % rodi\u010d\u016f pl\u00e1nuje d\u011btem kapesn\u00e9 zv\u00fd\u0161it, aby jim zachovali standard, na kter\u00fd jsou zvykl\u00e9. Vysok\u00e9 ceny potravin [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":563,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-558","post","type-post","status-publish","format-standard","has-post-thumbnail","category-rady-a-navody"],"_links":{"self":[{"href":"https:\/\/metroextra.cz\/index.php?rest_route=\/wp\/v2\/posts\/558","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/metroextra.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/metroextra.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/metroextra.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/metroextra.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=558"}],"version-history":[{"count":0,"href":"https:\/\/metroextra.cz\/index.php?rest_route=\/wp\/v2\/posts\/558\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/metroextra.cz\/index.php?rest_route=\/wp\/v2\/media\/563"}],"wp:attachment":[{"href":"https:\/\/metroextra.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=558"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/metroextra.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=558"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/metroextra.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=558"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}